Your Mortgage Corporation in the Springfield Area


About Us


You are probably asking yourself “who is Loan America and what do they have to offer?” with more then 41 years of mortgage lending experience, Loan America’s goal is to offer its clients the best loan opportunities available. Headquartered at 620 Baltimore Pike in Springfield, Pennsylvania, we are a licensed mortgage broker in Pennsylvania, Delaware, and New Jersey, representing more than 60 lenders.


Whether you have excellent credit and are looking for the lowest possible rates or have had financial difficulties in the past, you can turn to Loan America. We stay abreast of current market trends to offer our clients the lowest possible interest rates. Because we are approved with a host of major lenders, we can offer a wide array of products. We combine the best rates with superior service to provide clients with the highest value.


By not being affiliated with only one lender, Loan America can offer a myriad of products: Fixed or adjustable, Conventional or FHA, long and short-term first mortgages, fixed seconds, and home equity loans. We also offer Commercial loan products, investment, and construction loans. We offer various options such as Full Doc, Stated, and, No Income verification loans.


Our promise to you is that we will work every possible approach in getting the best possible mortgage for you. At Loan America, we try our hardest to bring our customers the best deals available. Our goals at Loan America is to provide the people of the tri-state area with the best loan opportunities available whether they have excellent credit or have had financial difficulties.



Always remember, “If we can’t get it – you can’t get it”

The Brokers at Loan America Mortgage Corporation

You can get learn a little about our experienced brokers right here. We look forward to meeting you in person, so make an appointment or stop by anytime! The first meeting is non-binding and completely free of charge.


Ralph Papa

Broker, MBA


Bio: I have been in the mortgage business as a licensed broker for 41 years. As a native to the Springfield area, I am very familiar with the area market and its many quirks. I love helping people find the mortgage that suits them best, and there's nothing more rewarding to me than a satisfied customer.


Phone: 610-721-2750